Don’t Rely Solely On Uncle Sam’s Help During Retirement
You can’t watch television or read a newspaper without being reminded of the uncertain times…
David Fontaine has worked for 35 years as a business owner, financial representative, insurance agent, and real estate investor. As the owner of a financial and insurance agency, he grew it into one of the largest in Superior California.During his years in business, he observed the wealth gap and the need for financial literacy education within the minority communities.
After selling his agency, he started the Minority Financial Literacy Center to address this need. As the CEO, he developed the 11 principles for building individual, family, and community wealth. His book offers financial literacy education and wealth building solutions. Mr. Fontaine received his B.A. in Economics from Gonzaga University. He also served as an online financial writer for the Sacramento Observer newspaper, and was an elected school board member.
I was raised in the church and was taught it was better to give than receive. Being the son of a minister it was always assumed that I would be a minister someday. I have always resisted the calling although I new the spiritual power was within me. I had seen and witnessed the use of that power.
Why did I resist this calling? because I always thought of myself as being imperfect, with no right or authority to tell others, what they should or should not be doing.
There is nothing wrong about being wealthy. Wealth gives you more choices. The choice of living in a better neighborhood, attending a better high school or college, eating at a better restaurant and purchasing healthier food, better clothes, better vacations options and leaving a financial legacy for your family or other worthy institutions.
The problem arises when we have the trappings of wealth, like luxury goods, an expensive car or home and our financial house is not in order. Like not properly funding your retirement, saving for your children education or having a life or long-term disability policy to preserve and protect and income. If you are spending more than you’re making to support your luxury life style. The chicken will come home to roast in the future , when you retire and evaluate your limited choices.
The culmination of 25 years of experience helping minority communities with their financial success. Don’t miss out on this unique perspective from a man who has witnessed the enormous wealth gap in his black community and has built a career on helping those just like you!
You can’t watch television or read a newspaper without being reminded of the uncertain times…
Step 1 : Track daily spending Step 2 : Determine Income and Expenses Step 3…
“There’s a lot of books out there on achieving financial freedom. But when I looked up the background of the author, I found he really knows his stuff and is writing about what he truly knows”
“I got the opportunity to read the book before its release. All I can say is “thank you David” for putting so much time and effort into creating such a thorough “bible” on financial literacy!”
“So many books on gaining financial freedom, that it’s almost impossible to pick just one winner. But if your going to pick a winner – this one’s it!”
“With 5 kids and both my husband and I working full-time to make ends meet, this book could not have come at a better time.”